WHAT WE DO
Langer Wealth Management, LLC is a fee-only financial planning and investment advisory firm. We look at the big picture concerning your finances by integrating retirement and estate planning with investment management. When you start working with our firm, we become your “personal chief financial officer,” offering the resources to coordinate all of your financial needs.
We assist you in quantifying your hopes and dreams and in determining your tolerance for various types of risk. Based on your input, we will design and implement an investment policy by constructing a diversified portfolio of no-load mutual funds that will meet your risk tolerance, time horizon, and specific investment goals. We consolidate all investments in a single account to simplify accounting and tax reporting.
By simplifying the money management process, our relationship should save you time, lessen paperwork, and reduce your need to process massive amounts of often contradictory and misleading information. The benefits are reduced stress, a feeling of financial security, and the comfort of knowing that an objective, unbiased professional is taking responsibility for preserving and growing your capital.
Our typical client is someone who is looking for the following services:
- Investment analysis, portfolio development and asset allocation plan. They want to have a portfolio designed and managed for them that is appropriate for their risk level and will allow them to achieve their financial objectives. By establishing an investment policy statement, we team with you to maintain the discipline needed for long-term success.
- Development of a retirement plan. If you are planning your distant retirement we review your current needs, determine your future requirements based on your current needs, and prepare a written plan recommending suitable approaches to realize your future goals. If your retirement is imminent or you are already retired, we help you determine if your retirement income and portfolio are adequate for your needs. If you have met your retirement goals we provide a plan that will allow you to maintain or improve your current lifestyle.
- Estate planning. We can help you design an estate plan that meets your needs, minimizes taxes and preserves assets for your family or charities in harmony with your wishes. We then work with your attorney, accountant, insurance agent, and others to put your plan into effect.
- A long-term relationship. We begin not by giving advice, but by listening to you. Through continual client education, quarterly reports, regular personal meetings and on-going guidance, your alliance with Langer Wealth Management is a long-term, growing relationship.
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